TappiPay Offers
A Better Way To Earn

By reducing fees through using TappiPay QR code system which allows for direct payment from consumer to merchant bypassing expensive
and unnecessary banking costs.

Join as a merchant

Join as a consumer

Mobile screens showing Tappipay payment app with QR code for payment approval and transaction history including sends, requests, and payment statuses.

Phone screen showing transaction details: a successful payment of 45 South African Rand to Bean & Brew Coffee on 4 Mar 2026 at 09:02 AM using ABSA card ending 4821, with a reference number TXN-20260304-0A7F3B.

Built for the way South Africa actually does business

From informal traders to established merchants, TappiPay is designed for South Africa’s economy.

A payment system that works as hard as you do

No Card Machine Required

All you need is a QR code. Print it, display it and you're open for business. No hardware. No rental fees. No technician. Just like that.

Works Across Every Bank

TappiPay connects to all major South African banks. It doesn't matter where your customer banks. The payment comes through instantly, every time.

Full Transparency

Enjoy peace of mind with layered protection built to keep your data and every transaction completely private.

Built to Grow With You

Designed to grow with your business needs offering flexible systems that manage payments without limits.

One platform
Three ways to win

Join Now

Payments reflect instantly.
Keep more of every sale.

Sign up, and receive your QR code and start accepting payments from any bank in South Africa immediately. No card machine. No waiting for settlements. No surprise fees. TappiPay charges as little as 0.3–0.6% per transaction, so the money your customers spend stays where it belongs, in your business and in South Africa.

A woman vendor handing a black plastic bag to a smiling man at an outdoor market with yellow fruits in the background.

Build your network and earn on every merchant you sign.

As a TappiPay agent, you earn every time one of your merchants transacts. Onboard merchants in your community, help them get set up, and earn 75% then 50% for following three months. and earn on every TappiPay transaction for up to 6 months.

Smiling woman with short curly hair wearing a yellow blazer and light blue top against a neutral background.

Pay anyone, anywhere.
Just scan and go.

No card details. No entering card details. No tedious banking process. Just scan a merchant's QR code or send money using a mobile number and it's done. TappiPay works across every major South African bank, settles instantly and keeps your information secure every single time.

Two women in a clothing store taking a selfie, one holding a hat and the other wearing a hat and colorful striped shirt.

0.3 - 0.6%

TappiPay merchant fees

Years SME market experience

222+

Agents

Know your money
to grow your business

Transactions

See every payment the moment it happens. Your merchant dashboard gives you a live view of all incoming transactions, settlements and daily totals so you always know exactly where your business stands.

Person using a smartphone to scan a QR code on a table to access a digital menu while a server in an apron holds a notepad in the background.

Settlement

TappiPay settles directly into your account 24/7, including weekends and public holidays. As a merchant, you have full control when to withdraw your funds into your bank account.

A smiling couple sitting on a couch playing video games together, with snacks and wine on a glass table in front of them.

Reporting

Run your business on real numbers. Access simple reports on your transaction history, volume trends and top trading periods. All from your phone or desktop, whenever you need them.

Man focused on typing on a laptop while a woman looks on as they manage paperwork and finances at a kitchen table.

Sponsored by ABSA Bank and built on South Africa's national payment infrastructure

Get more back by being a founding member

Whether you're a merchant ready to cut your transaction fees or a consumer who wants a faster, simpler way to pay, your spot is waiting.

We are happy to guide your business with reliable support.

Unsure whether to join?

Reach out to learn about how we can help you earn more to keep your business moving forward

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TappiPay OffersA Better Way To Earn

Built for the way South Africa actually does business

South Africa's Merchants Are ReadyThe System Just Wasn't

A payment system that works as hard as you do

One platformThree ways to win

Payments reflect instantly.Keep more of every sale.