Merchants

Keep more of every sale

Card machines take a cut of every sale and make you wait for your money. With TappiPay, customers pay you by QR code, straight from their bank, at fees of 0.45-0.6%. Payments reflect in your TappiPay balance in real time, any day of the week.

Instant settlements
Payments land in your TappiPay balance as they happen.

24/7
ACCESS TO FUNDS

No weekend delays
Get paid without waiting for banking hours.

0
1
EXTRA WAITING DAYS

Build a float
Let your payments build up for later use.

SMARTER CASH FLOW

More control
Manage incoming funds around your business needs.

100%
6
1
2
3
4
5
PAYMENT FLEXIBILITY

Simple pricing that grows with your business

Pick the plan that matches your monthly turnover. No card machine to buy or rent, and Tier 1 works out to about R3.30 a day.

Tier 1
R100
per month
Hover for details
Tier 1
R100
per month
Transaction fee
0.6% per transaction
Monthly turnover
Up to R500 000
Tier 2
R250
per month
Hover for details
Tier 2
R250
per month
Transaction fee
0.5% per transaction
Monthly turnover
R500 000 – R2 million
Tier 3
Lowest fee
R350
per month
Hover for details
Tier 3
Lowest fee
R350
per month
Transaction fee
0.45% per transaction
Monthly turnover
Over R2 million

Same on every plan: R1.70 per payout to your bank (minimum R200), R3 per supplier payment and R3 to upload funds. Your customers pay no fees.

Got a question?

Get paid by QR code. No card machine needed.

Accept QR payments

Display your TappiPay QR code. Customers scan it with the TappiPay app or WhatsApp and pay straight from their bank.

Payment successful confirmation showing R 370.00 paid to Urban Threads on 9 Mar 2026 at 14:36 with reference TTP-2026-84721.
Use your float to do more
‍

As payments build up, pay your suppliers instantly from your TappiPay balance for R3 a payment.

Payment interface with a QR code valid for 7 minutes, option to pay via bank account or PayShap ID, fields for bank selection and account number, and a purple Pay button.
benefits

Built to help merchants earn, move, and manage money better

Lower transaction fees
Real-time settlement
No card machine required
Works with participating SA banks
Build and use your float
Simple onboarding
Receive Payments Instantly.
Receive Payments Instantly.
Receive Payments Instantly.

How TappiPay works for merchants

Getting started is simple. Sign up, get your QR code and start accepting payments from customers at any participating South African bank.

Sign up and get your QR code

Complete your sign-up and receive your unique TappiPay QR code. Display it at your till, counter or stall. That's all you need.

Customers scan, you get paid

Customers scan your QR code and pay with the TappiPay app or WhatsApp. You see the payment straight away.

Tablet screen showing tappipay transaction dashboard with total transactions, volume, success and failure rates, and a list of recent transactions by Thandi Nkosi via QR app bank transfer.

Know your money
to grow your business

Transactions

See every payment the moment it happens. Your merchant dashboard gives you a live view of all incoming transactions, settlements and daily totals so you always know exactly where your business stands.

TappiPay merchant dashboard Transactions screen showing total transactions, volume and a list of recent payments.
Settlement

Payments land in your TappiPay balance 24/7. Choose a daily payout and the money reaches your bank account at the end of the day.

TappiPay merchant dashboard Beneficiaries screen listing suppliers with a Pay to beneficiary button.
Reporting

Run your business on real numbers. Access simple reports on your transaction history, volume trends and top trading periods. All from your phone or desktop, whenever you need them.

TappiPay merchant dashboard Analytics screen showing monthly turnover, total savings and daily transactions.
Sponsored by ABSA Bank and built on South Africa's national payment infrastructure
TappiPay — Savings Calculator
PayShap-powered payments

Stop paying too much in fees

See exactly how much your card machine is costing you — and what you could save by switching to TappiPay.

Step 1 of 3
Tell us about your business
Takes 60 seconds. No sign-up needed.
R
Your best estimate is fine — we'll work with it
⚠ Please enter your monthly turnover to continue
No data stored. Estimates only.
How do customers pay?
SA defaults are pre-filled — adjust if you know your mix
Debit cards ~2% fee
%
Credit cards ~3% fee
%
Other ~3.4% fee
%
Total 100%
R
Used to estimate your monthly transaction count
Your savings potential
You're overpaying every month
Annual saving
R0
Per month
R0
Current monthly fees
R0
Blended rate: 0%
TappiPay monthly fees
R0
At 0.6% (PayShap)
Saving percentage
0%
Less fees vs current
5-year cumulative
R0
Projected total saving
Fee comparison
Current fees
R0
TappiPay fees
R0
Debit card fees (2%) R0
Credit card fees (3%) R0
Other payment fees (3.4%) R0
Total current fees / month R0
Your personalised insight
Calculating your personalised insight…
Ready to keep more of your revenue?
Join South African merchants already saving with TappiPay
Start saving now — free onboarding → See how TappiPay works ↗ Talk to our team ↗

Estimates based on standard SA card machine rates. TappiPay rate at 0.6% (PayShap).
Actual savings may vary. Privacy policy

Ready to keep more of every sale?

New to TappiPay? Create an account.

Already a merchant? Sign in on your portal.

Go to the Merchant Portal
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